Archive for the ‘ Home Help ’ Category

Looking for Ways to Save Money and Be More Energy Efficient at Home?

April 25th, 2011

Recently, the California Energy Commission joined regional efforts to increase energy efficiency and encourage clean jobs with the statewide launch of Energy Upgrade California, the new energy efficiency program. Part of this comprehensive program is the integrated Web Portal, www.EnergyUpgradeCA.org, which provides easy to use tools and resources to property owners to help them improve their energy and water efficiency, save money and increase building comfort.

Marin and San Francisco offer up to 15 rebates on energy efficiency projects. You can save up to $4,000 for energy efficiency improvements including air sealing, attic insulation, duct sealing, hot water pipe insulation and more. And think of the savings over time!

For more detailed information on these rebates, check out this website: http://www.energysavvy.com/rebates/

Here’s to saving money this spring!

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How to Find a Great Neighborhood

January 26th, 2011

Here’s a great article from Money magazine that discusses a new website to scout out neighborhoods that should be very helpful for families.

By Stacey Bradford

I have a new obsession. It’s a real estate website called NeighborhoodScout and whenever I have a few free minutes I’m on it. Why? My daughter is starting kindergarten in the Fall and I’m not terribly impressed with my local school options. (In truth, they make me want to cry.) So my husband and I are thinking of moving and are actively researching the suburbs of New York City.

If we only cared about finding a highly rated school district, there are plenty of websites — think GreatSchools.org and SchoolDigger.com — that we could turn to. But we’re also looking for an area with low crime, an easy commute to New York City and neighbors who share our educational background and at least some of our values.

Thanks to technology, all of this information and more is available online. But before I came across NeighborhoodScout, I had to use a variety of websites to search for various statistics. Now I only have to go to one destination and I can easily compare a handful of towns in multiple states.

Why not just ask a real estate agent for help? Thanks to the Fair Housing Act, brokers can’t divulge this sort of information because it could be construed as steering. So homebuyers are left to do their own research.

Last December I chatted with NeighborhoodScout’s founder Andrew Schiller, who gave me a tour of his site. One month later, I’ve used his website to narrow my search down from 10 towns to three. And one of the neighborhoods I dropped was previously my top pick until I saw the community’s crime stats. Here are some of the features I’ve found particularly useful for a young family like mine:

Selecting a Neighborhood

School Statistics: If you have little ones, few statistics matter as much as those associated with schools. My absolute favorite thing about NeighborhoodScout is that it ranks districts on a scale of one to 10 versus other schools in the same state and around the country. It also provides No Child Left Behind test scores for reading and math for each individual elementary school in a community.

Home Price Appreciation: I never even thought about this statistic until Schiller pointed it out to me. Now, it’s the second thing I look at. As Schiller reminded me, buying a home is an investment. So if you don’t have a particularly strong reason for living in one town versus another, you’re better off selecting the one with stronger home price appreciation.

Crime statistics: We all want safe streets for our little ones. While you could stop by a local police precinct for some crime data, NeighborhoodScout saves you the effort. Higher than average crime statistics is what ultimately made me stop looking at real estate listings in one town in New Jersey.

Demographics: Want to know if a town offers diversity or if the majority of residents have a college degree? Once again, NeighborhoodScout can tell you. It also lists useful information including what foreign languages you’ll encounter. Parents looking for a community with other French or Chinese speakers, for example, may find this very helpful.

There’s one thing you shouldn’t expect from NeighborhoodScout. It can’t select the one town that’s perfect for you. At some point you’ll have to leave your living room and actually visit a few communities to know for sure if you’ll be happy in a certain area.

As for me, I feel a bit relieved to know that I only need to do a gut check on three towns.

What criteria did you use to select your town?

Stacey Bradford is the author of The Wall Street Journal Financial Guidebook for New Parents.

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Interested in Saving Energy and Money?

November 22nd, 2010

If you are looking for ways to save money and to be eco-conscious, then you may want to consider conducting a home energy audit. You can either Do-It-Yourself or hire a professional auditor. Click here for more information.

Recurve is a local Bay Area company that does provide home energy audits and may help you capture energy rebates with their findings. Check them out!

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Energy-Saving Rebates

November 16th, 2010

The typical household spends more than $2,200 a year on energy bills. With ENERGY STAR, you can save over one-third, or more than $700.

Source: Typical House memo, Lawrence Berkeley National Laboratory, 2009 and Typical house_2009_Reference.xls spreadsheet

If you would like to save some money on your energy billls, take a look at the Energy Star rebates.  Click here for more information. Simply insert your zip code and click on the appliance that you’re thinking of changing. 

If you are thinking of selling your home and still want to buy Energy Star appliances to save now before you sell, be sure to market all the energy-efficient features of your house. Buyers are interested in these money-saving features of a house!

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What Type of House Hunter Are You?

November 1st, 2010

Are you looking for a house but the process is taking forever? Are you sensitive to price? Condition of house? Location? Or all three? The bettter you understand what type of house hunter you are, the easier and faster time you will have in finding the right home. Take the quiz today offered by FrontDoor!

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